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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,721 | $63,861+300.4% | $104,639+144.4% | $79,856+220.2% |
| Participation rate | 93.3% | 64.9%+28.4pp | 74.1%+19.3pp | 69.6%+23.7pp |
| Annual return | 13.81% | 21.30%-7.5pp | 340.67%-326.9pp | 31.71%-17.9pp |
| Employer contribution / active EE | $3,733 | $1,588+135.1% | $2,682+39.2% | $2,471+51.1% |
| Participant deferral / active EE | $9,140 | $2,693+239.3% | $3,738+144.5% | $3,741+144.3% |
| Admin fee / account holder | $36,216 | $4,185+765.4% | $6,465+460.1% | $5,306+582.5% |