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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,921 | $58,523+333.9% | $99,479+155.3% | $72,976+248.0% |
| Participation rate | 96.9% | 64.6%+32.2pp | 73.8%+23.0pp | 69.5%+27.4pp |
| Annual return | 20.96% | 28.51%-7.6pp | 30.72%-9.8pp | 81.02%-60.1pp |
| Employer contribution / active EE | $3,751 | $1,512+148.1% | $2,540+47.6% | $2,440+53.7% |
| Participant deferral / active EE | $9,035 | $2,606+246.7% | $3,619+149.7% | $3,608+150.4% |
| Admin fee / account holder | $1,714 | $4,102-58.2% | $6,253-72.6% | $5,124-66.6% |