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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,284 | $111,830-36.3% | $93,696-23.9% | $145,884-51.1% |
| Participation rate | 41.7% | 74.2%-32.6pp | 68.7%-27.1pp | 80.3%-38.6pp |
| Annual return | 14.67% | 204.08%-189.4pp | 133.74%-119.1pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,966 | $3,093-36.4% | $2,422-18.8% | $4,662-57.8% |
| Participant deferral / active EE | $8,153 | $4,920+65.7% | $4,417+84.6% | $6,690+21.9% |
| Admin fee / account holder | $106,695 | $10,249+941.0% | $8,287+1187.6% | $13,392+696.7% |