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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,334 | $95,917-3.7% | $79,583+16.0% | $134,545-31.4% |
| Participation rate | 36.4% | 75.0%-38.7pp | 69.5%-33.1pp | 81.2%-44.9pp |
| Annual return | -10.16% | -2.70%-7.5pp | 0.16%-10.3pp | 418.37%-428.5pp |
| Employer contribution / active EE | $1,224 | $3,129-60.9% | $2,414-49.3% | $4,742-74.2% |
| Participant deferral / active EE | $2,861 | $4,694-39.1% | $3,986-28.2% | $6,401-55.3% |
| Admin fee / account holder | $653 | $9,132-92.8% | $6,835-90.4% | $11,431-94.3% |