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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,098 | $58,895-33.6% | $178,503-78.1% | $73,497-46.8% |
| Participation rate | 74.8% | 66.2%+8.5pp | 81.9%-7.2pp | 70.7%+4.1pp |
| Annual return | 14.89% | 24.86%-10.0pp | 151.12%-136.2pp | 28.51%-13.6pp |
| Employer contribution / active EE | $1,704 | $2,236-23.8% | $5,011-66.0% | $2,270-24.9% |
| Participant deferral / active EE | $3,850 | $2,567+50.0% | $5,202-26.0% | $3,740+3.0% |
| Admin fee / account holder | $4,815 | $400+1102.7% | $13,987-65.6% | $513+838.5% |