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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,850 | $52,967-39.9% | $172,753-81.6% | $65,186-51.1% |
| Participation rate | 85.0% | 66.2%+18.8pp | 82.6%+2.4pp | 70.2%+14.8pp |
| Annual return | 23.85% | 30.12%-6.3pp | 803.00%-779.2pp | 29.39%-5.5pp |
| Employer contribution / active EE | $213 | $2,190-90.3% | $5,144-95.9% | $2,177-90.2% |
| Participant deferral / active EE | $3,427 | $2,471+38.7% | $5,198-34.1% | $3,514-2.5% |
| Admin fee / account holder | $1,030 | $472+118.1% | $13,956-92.6% | $847+21.5% |