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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $13,632 |
ISHII, IVAN L.1+ years Service code 49 1164 BISHOP STREET, STE 400 · HONOLULU, HI 96813 | Other Services | $1,722 |
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL CORPORATION Service code 49 · EIN 95-2834236 | Other Services | $1,148 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,126 | $39,245+37.9% | $64,105-15.6% | $52,331+3.4% |
| Participation rate | 38.3% | 58.2%-20.0pp | 68.2%-29.9pp | 68.1%-29.8pp |
| Annual return | 1.32% | 14.79%-13.5pp | 791.24%-789.9pp | 4.54%-3.2pp |
| Employer contribution / active EE | $140 | $736-81.0% | $1,820-92.3% | $1,882-92.6% |
| Participant deferral / active EE | $1,577 | $1,992-20.8% | $2,822-44.1% | $3,022-47.8% |
| Admin fee / account holder | $112 | $592-81.1% | $4,499-97.5% | $592-81.1% |