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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,906 | $169,237+20.5% | $129,339+57.7% | $145,978+39.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 4.57% | 14364.43%-14359.9pp | 9437.05%-9432.5pp | 550.52%-546.0pp |
| Employer contribution / active EE | $3,232 | $5,540-41.7% | $4,154-22.2% | $4,662-30.7% |
| Participant deferral / active EE | $5,500 | $4,991+10.2% | $4,170+31.9% | $6,690-17.8% |
| Admin fee / account holder | $4,230 | $9,882-57.2% | $7,668-44.8% | $13,400-68.4% |