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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,629 | $106,267-86.2% | $96,520-84.8% | $139,456-89.5% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 8.31% | 38.45%-30.1pp | 35.72%-27.4pp | 373.45%-365.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,739-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $3,114 | $5,454-42.9% | $4,879-36.2% | $6,711-53.6% |
| Admin fee / account holder | $1,004 | $7,882-87.3% | $6,733-85.1% | $11,407-91.2% |