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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,533 | $84,464-95.8% | $61,399-94.2% | $134,509-97.4% |
| Participation rate | 80.0% | 62.2%+17.8pp | 52.6%+27.4pp | 81.2%-1.2pp |
| Annual return | -20.92% | 585.06%-606.0pp | 338.81%-359.7pp | 418.13%-439.1pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,159-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,152 | $2,818-59.1% | $2,124-45.8% | $6,400-82.0% |
| Admin fee / account holder | $2,343 | $2,587-9.4% | $2,131+10.0% | $11,427-79.5% |