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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,466 | $95,975+50.5% | $74,552+93.8% | $135,382+6.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 6.47% | 56.96%-50.5pp | 32.53%-26.1pp | 519.77%-513.3pp |
| Employer contribution / active EE | $1,309 | $2,716-51.8% | $1,961-33.3% | $4,779-72.6% |
| Participant deferral / active EE | $5,616 | $3,844+46.1% | $3,108+80.7% | $5,609+0.1% |
| Admin fee / account holder | $6,719 | $6,522+3.0% | $5,060+32.8% | $10,829-38.0% |