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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,203 | $72,272+80.2% | $101,264+28.6% | $79,858+63.0% |
| Participation rate | 46.7% | 68.5%-21.8pp | 75.8%-29.1pp | 69.6%-23.0pp |
| Annual return | 17.70% | 22.30%-4.6pp | 46.48%-28.8pp | 31.72%-14.0pp |
| Employer contribution / active EE | $1,029 | $2,692-61.8% | $3,660-71.9% | $2,471-58.4% |
| Participant deferral / active EE | $4,236 | $3,282+29.1% | $4,370-3.1% | $3,740+13.3% |
| Admin fee / account holder | $21 | $4,401-99.5% | $5,947-99.6% | $5,306-99.6% |