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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,536 | $174,379-67.0% | $152,093-62.2% | $138,895-58.6% |
| Participation rate | 95.2% | 81.6%+13.6pp | 77.8%+17.5pp | 79.9%+15.3pp |
| Annual return | 13.66% | 74.86%-61.2pp | 66.36%-52.7pp | 145.39%-131.7pp |
| Employer contribution / active EE | $9,397 | $4,652+102.0% | $4,175+125.1% | $4,194+124.1% |
| Participant deferral / active EE | $2,272 | $6,159-63.1% | $5,451-58.3% | $6,396-64.5% |
| Admin fee / account holder | $1,211 | $16,880-92.8% | $14,497-91.6% | $12,562-90.4% |