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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,985 | $70,418-12.0% | $96,570-35.8% | $85,847-27.8% |
| Participation rate | 97.1% | 61.8%+35.2pp | 69.8%+27.2pp | 69.3%+27.7pp |
| Annual return | 10.31% | 18.59%-8.3pp | 37.79%-27.5pp | 318.61%-308.3pp |
| Employer contribution / active EE | $4,412 | $1,413+212.2% | $2,357+87.2% | $2,565+72.0% |
| Participant deferral / active EE | $2,736 | $2,894-5.5% | $3,849-28.9% | $3,952-30.8% |
| Admin fee / account holder | $4,994 | $4,9950% | $6,182-19.2% | $6,261-20.2% |