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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,694 | $50,947-0.5% | $74,551-32.0% | $64,173-21.0% |
| Participation rate | 89.2% | 61.1%+28.1pp | 69.1%+20.0pp | 69.6%+19.6pp |
| Annual return | -8.18% | -1.85%-6.3pp | 32.53%-40.7pp | 7.63%-15.8pp |
| Employer contribution / active EE | $925 | $1,115-17.1% | $1,961-52.8% | $2,381-61.2% |
| Participant deferral / active EE | $2,643 | $2,302+14.9% | $3,108-15.0% | $3,470-23.8% |
| Admin fee / account holder | $3,465 | $4,221-17.9% | $5,059-31.5% | $4,887-29.1% |