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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,012 | $73,787+16.6% | $98,716-12.9% | $82,448+4.3% |
| Participation rate | 94.9% | 61.4%+33.5pp | 69.3%+25.6pp | 68.1%+26.8pp |
| Annual return | 14.71% | 18.57%-3.9pp | 31.81%-17.1pp | 41.64%-26.9pp |
| Employer contribution / active EE | $3,851 | $1,511+154.8% | $2,279+69.0% | $2,551+51.0% |
| Participant deferral / active EE | $1,588 | $3,081-48.5% | $4,048-60.8% | $4,139-61.6% |
| Admin fee / account holder | $2,767 | $6,500-57.4% | $8,703-68.2% | $7,234-61.8% |