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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,010 | $71,230+3.9% | $93,727-21.0% | $80,959-8.6% |
| Participation rate | 94.6% | 60.4%+34.2pp | 68.7%+25.9pp | 67.7%+26.9pp |
| Annual return | 12.52% | 11.26%+1.3pp | 133.83%-121.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $4,054 | $1,565+159.0% | $2,421+67.4% | $2,757+47.0% |
| Participant deferral / active EE | $1,855 | $4,037-54.1% | $4,417-58.0% | $4,300-56.9% |
| Admin fee / account holder | $5,616 | $6,961-19.3% | $8,292-32.3% | $6,925-18.9% |