Retirement plan

AQUA ENGINEERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: AQUA ENGINEERS, INC. - AQUA ENGINEERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2015) Form 5500
Creator: AQUA ENGINEERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AQUA ENGINEERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN, AQUA ENGINEERS, INC.

AQUA ENGINEERS, INC.EIN 99-0202762Plan #002PY 2015

3560 KOLOA ROAD - KALAHEO, HI 967419160808-332-7381linkedin.com/company/aqua-engineers-incLinkedIn51-200 employeesutilities

Other plans on this EIN

1 filing

#001Retirement-$8.0M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$20.1M

No prior year

Total participants

No prior year

Average account balance

$226,124

No prior year

Annual return

15.20%

No prior year

Benchmarks

See 3,280 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort3,280 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$55.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$554K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

100

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$253K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.58%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2I2P2Q3I

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$994K

$13799 / participant

Other / not subdivided$994K100.0%

% of EOY assets

4.937%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$226,124

$39,798+468.2%

$67,704+234.0%

$59,633+279.2%

Participation rate

100.0%

57.4%+42.6pp

67.5%+32.5pp

68.7%+31.3pp

Annual return

15.20%

89.94%-74.7pp

25.41%-10.2pp

2041.45%-2026.3pp

Employer contribution / active EE

$10,023

$1,393+619.5%

$2,559+291.6%

$2,203+355.0%

Participant deferral / active EE

$2,335-100.0%

$3,585-100.0%

$3,192-100.0%

Admin fee / account holder

$11,164

$3,212+247.6%

$4,255+162.4%

$4,297+159.8%

AQUA ENGINEERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AQUA ENGINEERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion