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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,841 | $175,259+180.1% | $149,723+227.8% | $139,487+251.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -6.34% | 166.82%-173.2pp | 134.50%-140.8pp | 373.84%-380.2pp |
| Employer contribution / active EE | $5,659 | $5,478+3.3% | $4,821+17.4% | $4,755+19.0% |
| Participant deferral / active EE | $4,918 | $6,522-24.6% | $5,682-13.5% | $6,713-26.7% |
| Admin fee / account holder | $19,623 | $16,158+21.4% | $13,215+48.5% | $11,407+72.0% |