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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,036 | $180,459+181.5% | $154,108+229.7% | $135,380+275.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 10.72% | 888.21%-877.5pp | 735.21%-724.5pp | 519.81%-509.1pp |
| Employer contribution / active EE | $627 | $6,035-89.6% | $5,298-88.2% | $4,779-86.9% |
| Participant deferral / active EE | $3,485 | $5,806-40.0% | $5,081-31.4% | $5,609-37.9% |
| Admin fee / account holder | $21,345 | $16,145+32.2% | $13,411+59.2% | $10,828+97.1% |