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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,411 | $106,918-74.4% | $84,021-67.4% | $152,897-82.1% |
| Participation rate | 77.8% | 75.2%+2.5pp | 69.0%+8.8pp | 82.5%-4.7pp |
| Annual return | 19.54% | 105.01%-85.5pp | 71.32%-51.8pp | 345.43%-325.9pp |
| Employer contribution / active EE | $1,130 | $2,735-58.7% | $1,984-43.1% | $4,764-76.3% |
| Participant deferral / active EE | $1,338 | $4,012-66.6% | $3,239-58.7% | $5,851-77.1% |
| Admin fee / account holder | $1,495 | $8,288-82.0% | $6,102-75.5% | $11,599-87.1% |