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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,729 | $144,124-13.5% | $117,857+5.8% | $147,585-15.5% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.1pp | 82.8%+2.9pp |
| Annual return | 7.29% | 531.17%-523.9pp | 335.09%-327.8pp | 578.57%-571.3pp |
| Employer contribution / active EE | $1,309 | $4,897-73.3% | $3,786-65.4% | $4,876-73.2% |
| Participant deferral / active EE | $1,891 | $5,316-64.4% | $4,482-57.8% | $5,439-65.2% |
| Admin fee / account holder | $1,313 | $10,886-87.9% | $8,020-83.6% | $10,885-87.9% |