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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,971 | $197,819-19.1% | $155,789+2.7% | $125,389+27.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -12.69% | 86.73%-99.4pp | 71.54%-84.2pp | 282.24%-294.9pp |
| Employer contribution / active EE | $887 | $4,850-81.7% | $3,839-76.9% | $4,866-81.8% |
| Participant deferral / active EE | $12,293 | $5,631+118.3% | $4,798+156.2% | $5,352+129.7% |
| Admin fee / account holder | $6,151 | $9,544-35.6% | $7,477-17.7% | $9,541-35.5% |