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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,846 | $106,008+365.9% | $92,240+435.4% | $147,586+234.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 7.38% | 50.05%-42.7pp | 176.29%-168.9pp | 578.59%-571.2pp |
| Employer contribution / active EE | $1,821 | $4,333-58.0% | $3,680-50.5% | $4,876-62.7% |
| Participant deferral / active EE | $0 | $4,478-100.0% | $3,897-100.0% | $5,439-100.0% |
| Admin fee / account holder | $15,798 | $6,333+149.5% | $5,194+204.2% | $10,886+45.1% |