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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,123 | $99,345+372.2% | $84,753+453.5% | $273,972+71.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.20% | 22.93%-20.7pp | 22.78%-20.6pp | 41.46%-39.3pp |
| Employer contribution / active EE | $2,145 | $4,214-49.1% | $3,574-40.0% | $4,869-56.0% |
| Participant deferral / active EE | $4,800 | $4,270+12.4% | $3,712+29.3% | $5,287-9.2% |
| Admin fee / account holder | $15,633 | $6,645+135.2% | $5,333+193.1% | $10,133+54.3% |