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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,065 | $208,088+2.9% | $186,193+15.0% | $154,746+38.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 18.15% | 89.97%-71.8pp | 78.03%-59.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $11,111 | $4,340+156.0% | $3,918+183.6% | $4,379+153.7% |
| Participant deferral / active EE | $13,641 | $7,078+92.7% | $6,513+109.4% | $6,730+102.7% |
| Admin fee / account holder | $2,996 | $11,698-74.4% | $11,058-72.9% | $14,365-79.1% |