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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,134 | $190,879-49.6% | $160,009-39.9% | $134,532-28.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -11.22% | 552.63%-563.9pp | 408.85%-420.1pp | 418.27%-429.5pp |
| Employer contribution / active EE | $12,500 | $4,995+150.3% | $4,225+195.8% | $4,741+163.7% |
| Participant deferral / active EE | $13,152 | $6,924+89.9% | $6,183+112.7% | $6,401+105.5% |
| Admin fee / account holder | $1,333 | $10,495-87.3% | $8,715-84.7% | $11,429-88.3% |