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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,003 | $171,867-94.8% | $149,721-94.0% | $147,586-93.9% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 11.26% | 2113.36%-2102.1pp | 1501.67%-1490.4pp | 578.59%-567.3pp |
| Employer contribution / active EE | $1,550 | $6,275-75.3% | $5,444-71.5% | $4,876-68.2% |
| Participant deferral / active EE | $3,063 | $7,270-57.9% | $6,568-53.4% | $5,439-43.7% |
| Admin fee / account holder | $405 | $13,799-97.1% | $11,282-96.4% | $10,886-96.3% |