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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,960 | $171,492+48.7% | $150,734+69.1% | $198,609+28.4% |
| Participation rate | 94.4% | 81.4%+13.0pp | 78.4%+16.0pp | 82.4%+12.1pp |
| Annual return | 10.69% | 804.70%-794.0pp | 600.81%-590.1pp | 202.70%-192.0pp |
| Employer contribution / active EE | $11,419 | $5,470+108.8% | $4,918+132.2% | $5,055+125.9% |
| Participant deferral / active EE | $4,177 | $6,259-33.3% | $5,610-25.5% | $6,977-40.1% |
| Admin fee / account holder | $472 | $17,628-97.3% | $14,905-96.8% | $19,030-97.5% |