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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,960 | $111,535+128.6% | $105,223+142.3% | $137,256+85.8% |
| Participation rate | 94.4% | 78.1%+16.4pp | 75.0%+19.4pp | 80.0%+14.5pp |
| Annual return | 10.69% | 237.85%-227.2pp | 180.65%-170.0pp | 220.34%-209.6pp |
| Employer contribution / active EE | $11,419 | $3,939+189.9% | $3,689+209.6% | $4,156+174.8% |
| Participant deferral / active EE | $4,177 | $5,500-24.1% | $5,072-17.6% | $6,407-34.8% |
| Admin fee / account holder | $472 | $9,721-95.1% | $8,859-94.7% | $12,270-96.2% |