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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,231 | $56,110-37.2% | $94,993-62.9% | $70,126-49.8% |
| Participation rate | 80.9% | 65.0%+15.9pp | 73.9%+7.0pp | 69.5%+11.3pp |
| Annual return | 3.35% | 51.02%-47.7pp | 27.14%-23.8pp | 73.15%-69.8pp |
| Employer contribution / active EE | $772 | $1,442-46.5% | $2,603-70.3% | $2,343-67.0% |
| Participant deferral / active EE | $2,154 | $2,391-9.9% | $3,317-35.1% | $3,332-35.4% |
| Admin fee / account holder | $6,395 | $3,456+85.0% | $4,960+28.9% | $4,645+37.7% |