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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,656 | $76,551+358.1% | $123,894+183.0% | $62,881+457.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.58% | 18.68%-13.1pp | 47.52%-41.9pp | 20.14%-14.6pp |
| Employer contribution / active EE | $14,382 | $2,882+398.9% | $4,617+211.5% | $2,281+530.5% |
| Participant deferral / active EE | $8,851 | $4,840+82.9% | $5,984+47.9% | $3,203+176.3% |
| Admin fee / account holder | $8,841 | $4,826+83.2% | $8,357+5.8% | $4,296+105.8% |