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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,531 | $99,994+20.5% | $146,643-17.8% | $85,847+40.4% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 13.36% | 18.93%-5.6pp | 22.75%-9.4pp | 318.61%-305.2pp |
| Employer contribution / active EE | $1,022 | $2,559-60.1% | $4,137-75.3% | $2,565-60.2% |
| Participant deferral / active EE | $3,221 | $4,006-19.6% | $5,506-41.5% | $3,952-18.5% |
| Admin fee / account holder | $12,917 | $7,703+67.7% | $10,280+25.6% | $6,261+106.3% |