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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,888 | $116,203+76.3% | $93,621+118.8% | $152,909+34.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 1.78% | 35.96%-34.2pp | 32.76%-31.0pp | 345.46%-343.7pp |
| Employer contribution / active EE | $2,556 | $3,219-20.6% | $2,719-6.0% | $4,764-46.4% |
| Participant deferral / active EE | $7,250 | $4,605+57.4% | $4,070+78.1% | $5,851+23.9% |
| Admin fee / account holder | $1,638 | $10,751-84.8% | $7,890-79.2% | $11,601-85.9% |