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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,952 | $88,672+440.1% | $105,223+355.2% | $82,448+480.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.56% | 30.86%-14.3pp | 180.65%-164.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $15,923 | $3,048+422.4% | $3,689+331.7% | $2,551+524.2% |
| Participant deferral / active EE | $8,892 | $4,036+120.3% | $5,072+75.3% | $4,139+114.8% |
| Admin fee / account holder | $6,117 | $7,146-14.4% | $8,859-31.0% | $7,234-15.4% |