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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,273 | $81,504+432.8% | $102,437+323.9% | $80,959+436.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.92% | 25.60%-10.7pp | 24.95%-10.0pp | 35.67%-20.7pp |
| Employer contribution / active EE | $14,354 | $3,104+362.5% | $3,871+270.8% | $2,757+420.6% |
| Participant deferral / active EE | $7,587 | $3,871+96.0% | $5,060+49.9% | $4,300+76.4% |
| Admin fee / account holder | $5,398 | $6,719-19.7% | $8,388-35.6% | $6,925-22.1% |