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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,208 | $104,694+148.5% | $85,709+203.6% | $167,536+55.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 8.12% | 21.45%-13.3pp | 21.49%-13.4pp | 478.82%-470.7pp |
| Employer contribution / active EE | $26,290 | $3,337+687.7% | $2,619+904.0% | $4,839+443.3% |
| Participant deferral / active EE | $17,224 | $4,826+256.9% | $3,924+339.0% | $6,342+171.6% |
| Admin fee / account holder | $16,039 | $10,035+59.8% | $6,876+133.3% | $12,315+30.2% |