Filed December 2, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $164 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,330 | $46,674-15.7% | $117,472-66.5% | $68,494-42.6% |
| Participation rate | 51.9% | 56.8%-4.9pp | 70.6%-18.7pp | 67.9%-16.0pp |
| Annual return | -17.05% | -14.52%-2.5pp | 29.74%-46.8pp | -7.84%-9.2pp |
| Employer contribution / active EE | $1,123 | $1,505-25.4% | $4,176-73.1% | $2,596-56.7% |
| Participant deferral / active EE | $1,864 | $2,636-29.3% | $4,070-54.2% | $4,027-53.7% |
| Admin fee / account holder | $57 | $4,020-98.6% | $5,645-99.0% | $5,403-99.0% |