Filed December 2, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $268 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,458 | $53,777-21.0% | $134,143-68.3% | $79,858-46.8% |
| Participation rate | 67.5% | 58.8%+8.7pp | 72.2%-4.7pp | 69.6%-2.1pp |
| Annual return | 15.15% | 19.01%-3.9pp | 36.33%-21.2pp | 31.71%-16.6pp |
| Employer contribution / active EE | $1,097 | $1,321-17.0% | $3,704-70.4% | $2,471-55.6% |
| Participant deferral / active EE | $1,743 | $2,420-28.0% | $3,499-50.2% | $3,740-53.4% |
| Admin fee / account holder | $77 | $3,984-98.1% | $6,684-98.8% | $5,306-98.6% |