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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,590 | $99,875-64.4% | $146,866-75.8% | $86,983-59.1% |
| Participation rate | 72.3% | 75.8%-3.5pp | 82.5%-10.2pp | 69.5%+2.8pp |
| Annual return | 24.63% | 28.10%-3.5pp | 102.85%-78.2pp | 25.83%-1.2pp |
| Employer contribution / active EE | $3,245 | $3,224+0.7% | $4,425-26.7% | $2,584+25.6% |
| Participant deferral / active EE | $5,799 | $6,322-8.3% | $7,759-25.3% | $4,194+38.3% |
| Admin fee / account holder | $4,311 | $7,838-45.0% | $13,620-68.3% | $7,856-45.1% |