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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,821 | $93,617-86.3% | $135,982-90.6% | $75,177-82.9% |
| Participation rate | 71.7% | 75.2%-3.5pp | 81.9%-10.3pp | 67.2%+4.5pp |
| Annual return | 31.20% | 30.89%+0.3pp | 68.32%-37.1pp | 160.75%-129.6pp |
| Employer contribution / active EE | $3,052 | $3,538-13.7% | $4,859-37.2% | $2,671+14.3% |
| Participant deferral / active EE | $3,960 | $6,406-38.2% | $7,760-49.0% | $4,126-4.0% |
| Admin fee / account holder | $445 | $6,980-93.6% | $10,767-95.9% | $5,651-92.1% |