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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,590 | $106,524-66.6% | $152,301-76.6% | $87,485-59.3% |
| Participation rate | 72.3% | 75.8%-3.4pp | 82.4%-10.1pp | 68.9%+3.4pp |
| Annual return | 24.63% | 26.89%-2.3pp | 80.50%-55.9pp | 26.06%-1.4pp |
| Employer contribution / active EE | $3,245 | $3,371-3.7% | $4,624-29.8% | $2,596+25.0% |
| Participant deferral / active EE | $5,799 | $6,525-11.1% | $8,004-27.5% | $4,274+35.7% |
| Admin fee / account holder | $4,311 | $8,287-48.0% | $14,398-70.1% | $7,775-44.5% |