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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,997 | $69,274+67.4% | $64,097+81.0% | $139,487-16.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.84% | 46.00%-32.2pp | 33.75%-19.9pp | 373.84%-360.0pp |
| Employer contribution / active EE | $6,032 | $3,187+89.2% | $2,750+119.3% | $4,755+26.9% |
| Participant deferral / active EE | $9,571 | $4,685+104.3% | $3,881+146.6% | $6,713+42.6% |
| Admin fee / account holder | $1,276 | $4,247-70.0% | $3,070-58.4% | $11,407-88.8% |