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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,635 | $84,741+34.1% | $75,731+50.1% | $167,553-32.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 32.78% | 199.72%-166.9pp | 104.65%-71.9pp | 478.89%-446.1pp |
| Employer contribution / active EE | $8,160 | $3,230+152.6% | $2,743+197.5% | $4,840+68.6% |
| Participant deferral / active EE | $10,913 | $4,577+138.4% | $3,820+185.7% | $6,343+72.1% |
| Admin fee / account holder | $3,798 | $5,361-29.2% | $3,620+4.9% | $12,316-69.2% |