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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,453 | $152,612-86.6% | $125,192-83.7% | $152,897-86.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 32.06% | 54.85%-22.8pp | 43.79%-11.7pp | 345.43%-313.4pp |
| Employer contribution / active EE | $5,719 | $4,947+15.6% | $3,866+47.9% | $4,764+20.1% |
| Participant deferral / active EE | $7,297 | $5,868+24.3% | $4,937+47.8% | $5,851+24.7% |
| Admin fee / account holder | $4,784 | $13,437-64.4% | $9,704-50.7% | $11,599-58.8% |