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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,123 | $77,816+17.1% | $123,549-26.2% | $64,181+42.0% |
| Participation rate | 85.1% | 74.7%+10.4pp | 82.3%+2.8pp | 69.6%+15.5pp |
| Annual return | 10.22% | 12.49%-2.3pp | 119.20%-109.0pp | 7.63%+2.6pp |
| Employer contribution / active EE | $7,025 | $3,014+133.1% | $4,628+51.8% | $2,381+195.1% |
| Participant deferral / active EE | $10,318 | $5,240+96.9% | $6,426+60.6% | $3,470+197.4% |
| Admin fee / account holder | $5,058 | $5,519-8.3% | $9,284-45.5% | $4,887+3.5% |