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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,235 | $111,787-42.5% | $93,681-31.4% | $145,978-56.0% |
| Participation rate | 93.3% | 74.2%+19.1pp | 68.7%+24.6pp | 80.3%+13.0pp |
| Annual return | 19.26% | 203.52%-184.3pp | 133.47%-114.2pp | 550.52%-531.3pp |
| Employer contribution / active EE | $1,341 | $3,093-56.6% | $2,422-44.6% | $4,662-71.2% |
| Participant deferral / active EE | $6,836 | $4,918+39.0% | $4,415+54.8% | $6,690+2.2% |
| Admin fee / account holder | $2,066 | $10,256-79.9% | $8,290-75.1% | $13,400-84.6% |