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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,323 | $135,956-63.0% | $123,894-59.4% | $273,972-81.6% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 25.70% | 56.63%-30.9pp | 47.52%-21.8pp | 41.46%-15.8pp |
| Employer contribution / active EE | $7,230 | $5,170+39.9% | $4,617+56.6% | $4,869+48.5% |
| Participant deferral / active EE | $8,151 | $6,343+28.5% | $5,984+36.2% | $5,287+54.2% |
| Admin fee / account holder | $1,180 | $9,817-88.0% | $8,357-85.9% | $10,133-88.4% |