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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,373 | $102,245-56.6% | $89,340-50.3% | $137,256-67.7% |
| Participation rate | 58.8% | 74.9%-16.1pp | 69.6%-10.7pp | 80.0%-21.1pp |
| Annual return | 12.65% | 21.89%-9.2pp | 20.57%-7.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,582 | $2,529-37.5% | $2,231-29.1% | $4,156-61.9% |
| Participant deferral / active EE | $3,801 | $4,436-14.3% | $3,823-0.6% | $6,407-40.7% |
| Admin fee / account holder | $821 | $8,085-89.8% | $6,704-87.8% | $12,270-93.3% |