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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,373 | $56,287-49.6% | $80,977-65.0% | $62,881-54.9% |
| Participation rate | 67.3% | 68.9%-1.6pp | 75.8%-8.5pp | 69.3%-2.0pp |
| Annual return | 12.33% | 22.13%-9.8pp | 17.11%-4.8pp | 20.14%-7.8pp |
| Employer contribution / active EE | $3,355 | $1,943+72.7% | $3,715-9.7% | $2,281+47.1% |
| Participant deferral / active EE | $8,217 | $4,196+95.8% | $5,696+44.2% | $3,203+156.5% |
| Admin fee / account holder | $69 | $3,742-98.1% | $5,517-98.7% | $4,296-98.4% |