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| Provider | Service type | Compensation |
|---|---|---|
CHARTER ADVISORY CORP4 years Filed as: FINANCIAL CONSULTANTS & ADVISORY Service code 27 · EIN 35-1464583 | Advisory (Plan) | $21,309 |
Service code 37 · EIN 04-2647786 | Loan Processing | $10,106 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,448 | $84,936+79.5% | $111,308+37.0% | $79,391+92.0% |
| Participation rate | 68.9% | 75.9%-6.9pp | 77.3%-8.4pp | 70.7%-1.8pp |
| Annual return | 13.69% | 17.45%-3.8pp | 54.67%-41.0pp | 116.88%-103.2pp |
| Employer contribution / active EE | $3,934 | $1,979+98.8% | $2,732+44.0% | $2,428+62.1% |
| Participant deferral / active EE | $6,297 | $3,888+61.9% | $4,487+40.3% | $4,046+55.6% |
| Admin fee / account holder | $219 | $537-59.2% | $7,965-97.2% | $627-65.0% |