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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Service code 27 · EIN 43-1270783 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $75,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 13 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $64,425 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 27 5300 PATTERSON AVE SE · GRAND RAPIDS, MI 49512 | Advisory (Plan) | $29,442 |
PRUDENTIAL RETIREMENT INSURANCE AND10+ years Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE Service code 63 · EIN 13-4122960 | 12b-1 Fees | $294 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 33 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Other investment fees and expenses; S... | $205 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,192 | $79,089+246.7% | $100,392+173.1% | $74,459+268.2% |
| Participation rate | 92.6% | 79.4%+13.1pp | 81.5%+11.1pp | 67.2%+25.3pp |
| Annual return | 15.61% | 20.61%-5.0pp | 49.45%-33.8pp | 1369.70%-1354.1pp |
| Employer contribution / active EE | $14,837 | $3,015+392.1% | $3,941+276.4% | $2,626+465.0% |
| Participant deferral / active EE | $18,028 | $7,747+132.7% | $8,090+122.8% | $4,350+314.5% |
| Admin fee / account holder | $376 | $1,336-71.8% | $7,904-95.2% | $1,945-80.7% |