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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,076 | $85,766+17.9% | $136,298-25.8% | $70,126+44.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 21.45% | 31.46%-10.0pp | 5156.27%-5134.8pp | 73.15%-51.7pp |
| Employer contribution / active EE | $6,362 | $2,966+114.5% | $4,696+35.5% | $2,343+171.6% |
| Participant deferral / active EE | $14,526 | $5,051+187.6% | $6,247+132.5% | $3,332+336.0% |
| Admin fee / account holder | $9,754 | $5,421+79.9% | $9,244+5.5% | $4,645+110.0% |